Credit Analyst, Financial Institution job

Our Client is a well established foreign-based bank in Malaysia and has of recent years evolved rapidly to meet with the challenges of the demanding and changing business landscape.

Poised for high growth in the Asian region, they are expanding their operations in the region to stay competitive as one of the top regional Banks.

With a proven track record of profit beating forecast last year, Our Client is gearing themselves to increase their market share in tandem with the improvements in the economic outlook.

Credit Analyst, Financial Institution
(Kuala Lumpur)

Responsibilities:

Reporting directly to the Head, Financial Institution, Credit Risk Management, you are charged with the key role pro-actively manage a portfolio of regional and global accounts in diversified industries by providing credit facilities in order to support the Bank’s trading/treasury operations. Industries include: banks, non-bank financial institutions, hedge funds, investment funds, and other diversified industries/corporate accounts.

This encompass :

Work with trading floor/treasury businesses to structure credit facilities that mitigate the credit risks inherent in derivatives and other trading floor/treasury business products.
Co-ordinate the submission of accurate and timely credit reviews. Recommend changes to risk acceptance criteria, if necessary.
Be well versed with the Bank’s credit policies and procedures and recommend credit policy changes, as required.
Participate in the development of risk management standards, procedures and processes for new trading floor business products and structures.
Ensure that new transactions and credit renewals meet the Bank’s risk acceptance criteria, credit policies and procedures and regulatory requirements.
Work in partnership with dealers/traders in order to understand business requirements and structure credit facilities to meet those specifications.
Respond quickly and professionally to requests from the trading floor for credit authorizations.

Requirements:

This position requires a candidate with a minimum of a university degree in a finance/banking or related discipline armed with at least 3-5 years of relevant credit experience.

You would over the years have acquired strong knowledge of, and experience in, credit analysis.

To be effective in this role, your competencies would include sophisticated analytical skills including extensive experience in analyzing financial statements in order to assess credit risks.

You need to be equipped with excellent written and interpersonal communication skills as this role requires you liaise with a wide array of professionals.